As a broker in the individual/family market we work for you and represent all of the carriers out there.   There are basically only two types of health insurance plans: indemnity plans (commonly known as PPO’s) or managed care plans (commonly known as HMO's).

The major differences revolve around provider choices, how much you spend out of your pocket on services and how your medical bills are actually paid.

With our individual health insurance plans members have access to the best in doctor networks, hospitals and specialist available.

There is no one "best" plan for every situation. The best plan for you will depend on you and your family's health care needs. That’s where we come in. After listening to your specific needs we look forward to being able to point you in the right direction.

Individual & Family Coverages Offered

• Medical

• Dental

• Life Insurance & AD&D

• Vision

• Short Term Disability

• Long Term Disability

• Long Term Care Programs

• Travel Accident Coverages

• Voluntary Coverages (Life, AD&D, etc.)

• Employee Assistance Programs

• 401(k) & Other Retirement Savings Programs

• Section 125 – Pre Tax Programs

Fill out our quote form for your free quote today!